Meridian Fleet Insurance & Coverage
Meridian Fleet Chicago insurance coverage and risk management. $1.5M commercial auto liability on every vehicle, carried as a licensed commercial livery operator that covers paid passengers. Insurance certificates and documentation packages available for corporate vendor onboarding.
Meridian Fleet insurance: $1.5M commercial auto liability. ICC-licensed, chauffeurs drug-tested every 6 months. Documentation for corporate vendor onboarding.
Meridian Fleet Insurance & Coverage Overview
| Item | Detail |
|---|---|
| Commercial Auto Liability | $1,500,000 |
| General Liability | $2,000,000 |
| Workers Compensation | Statutory IL coverage |
| Cyber Liability | $1,000,000 |
| Errors & Omissions | $1,000,000 |
What's Included
- ·$1.5M commercial auto liability. Licensed commercial livery coverage that covers paid passengers, which personal auto and rideshare policies exclude
- ·Insurance certificate (COI) within 24 hours for corporate accounts
- ·Suitable for executive, corporate, and Fortune 500 client transport
- ·Cyber liability — $1M for customer data protection
- ·Workers comp, full IL statutory coverage
- ·Vendor onboarding-ready: most Fortune 500 require COI before account approval
- ·Documentation includes: COI, Workers Comp, Cyber, E&O, ICC license
- ·Underwritten by reputable carriers, references on request
Meridian Fleet Insurance & Coverage, FAQ
What you need to know
$1.5M commercial auto liability on every vehicle, carried as a licensed commercial livery operator. A Certificate of Insurance (COI) is available for corporate vendor onboarding.
Yes. COI generated within 24 hours of corporate account setup. Standard certificate includes: commercial auto liability, general liability, workers compensation. Custom additional insureds (your company name) can be added. Email accounts@meridianfleetchicago.com or call (224) 801-3090.
Meridian Fleet is a licensed commercial livery operator carrying $1.5M commercial auto liability that covers paid passengers, the coverage personal auto and rideshare policies exclude. Uber/Lyft drivers operate under a rideshare policy that applies only during an active trip; a licensed commercial carrier is held to commercial standards full-time. For executive, corporate, and group transport, that licensed commercial standing is the difference.
Yes. Chauffeurs are W-2 employees with full Workers Compensation coverage (not 1099 contractors like rideshare). All chauffeurs are covered by Meridian Fleet's commercial auto + liability insurance during every booking. Customers and passengers covered as well.
Up to standard limits in the commercial general liability policy. For high-value items (jewelry, art, electronics over $5,000), recommend separate transit insurance. Meridian Fleet doesn't provide explicit cargo insurance, for celebrity wardrobe or production equipment transport, sponsor company typically provides additional coverage.
Related Services
Book Insurance
The fare locks in the booking form. Same chauffeur the whole way. Call (224) 801-3090 if you would rather talk it through.